Are Your Accounts Safely Earning the Max?
Half Priced Estate Plans
Keeping Your Financial Information Safe and Secure
A virtual “safety deposit box” for our clients to upload important documents and view financial information. It comprises three dynamic components, including a secure portal to send and store confidential financial documents, daily investment and banking values, as well as snapshots of financial assets and expenses to view. All data is secured with a SSL Certificate, one of the strongest encryption key available, and adheres to compliance and regulatory requirements.Generational Vault Login
The American Financial System, 1st of 3: TRICKS OF FINANCIAL SALES, or, THE VANILLA WAFER STORY
The American Financial System, 2nd of 3: HOW FINANCIAL COMPANIES PREFER TO MAKE MONEY
The American Financial System, 3rd of 3: WHAT ARE THE RISKS?
Major Problems with 401ks, IRAs, 457s, 403bs, 421(i) and other Qualified Plans
The Fiction and Falsehood in Risk and Reward
TOO GOOD TO BE TRUE is in the Eyes of the Beholder
Ed A. ~ DeFuniak Springs
I was tired of earning ½ of 1% on my savings. I saw the ad in the paper. I looked around and found the right place. I moved the money and am very pleased.
Carol R. ~ Pensacola
Finally, a company wanted to invest my money in a safe way. A safe product that makes more money in a safe way, than any other way I have found in many years.
Jim W. ~ Gulf Shores
We liked what he did and how he conducted himself. We came back a second time. So, we made arrangements for some more money (a sizable amount). This is the real thing, ladies and gentlemen. I don’t believe he would mislead you for anything in the world. So refreshing! Not a thing heard very often anymore.
Mildred C. ~ Pensacola
… it sounded pretty good. I showed it to my nephew who was in business and is retired. He checked out the company and said it was okay. We checked with the Better Business Bureau. We came in when we were comfortable with the company. I brought my son in with me. He works at Navy Federal as a loan officer. He thought it was a good plan, too.
Mike & Clivia S. ~ Lillian
My broker gave excuses, and I was tired of losing money. Paul has been a guiding hand and I am pleased and happy! There are no hidden costs, it is what it is! It does what it says!
Marlene R. ~ Fairhope
I am very pleased. You have been very helpful. Learned of you through the paper. I was looking for an investment at that time. You have a wonderful understanding and are compassionate with the elderly. I recently increased my investment.
Dennis C. ~Tennessee:
Paul Renfroe thoroughly explains the plans he offers. He has not been pushy. He follows up to our needs or requests in a timely manner. Paul is a real professional. The Pots of Money plan specifically has worked really well for us. After 10 years of Paul’s Pots of Money plan, we have observed all of the future funds grow really well! The growth has been very close to the value Paul estimated so many years ago. It is great to know the funds will never lose value.
Meet Dr. Paul Renfroe
Dr. Paul Renfroe
Dr. Paul Renfroe is the owner of Emerald Coast Financial Accounts, and host of the “Emerald Coast Senior Show.” After over 20 years Serving Safety to Seniors, he understands what makes life unpleasant for seniors. He identifies exactly the kind of financial accounts that will give you the most peace of mind.
Paul believes that he must help you transfer risk away from yourself. The financial institutions try to put the risk on you, and have predictable profits, and well they should, seeking to maximize their profits. Emerald Coast Financial Accounts provides you with accounts that give you the predictable returns, and put all your risk onto the financial institutions, and enable you to maximize your profits!
Well read, with a deep understanding of the consumer-oriented financial system, and a well-studied history of the American financial system, Paul offers only the accounts that put you in the driver’s seat. He is exceptionally well-equipped to help you select the accounts. That’s the reason why all our accounts are simple, predictable, insured and guaranteed, with higher interest rates for your conservative allocation.
Meet Dana Battaglia
Well, I did something super-smart! When my friend Dana Battaglia called me for a job reference, I listened to her and refused. It’s true, I did. “No way am I giving you a job reference. You are coming to work for me.” And I’m given Dana the title of Relationship Manager.
Dana B. is one of the most caring people I know. She is intelligent and exceptionally diligent – a lovey woman who enjoys taking care of people and their concerns. She came to the area to attend the same Ministry Training College that brought me here in 2011. Her husband, Andrew, is an experienced accountant and CFO, and they came here from Atlanta. She works with Emerald Coast Financial Accounts 28 hours a week. She’ll identity herself as “Paul Renfroe’s new Relationship Manager.” What does that mean? Dana will find the ways we can deliver good value to you.
Much of my time is absorbed in client service, because people are opening so many accounts with us. Dana’s contribution to you and to Emerald Coast Financial Accounts will be very meaningful to all!